TSINGHUA CHINA LAW REVIEW
Whether Personal Credit Information is Sensitive Personal Information?
Created on:2023-07-05 11:05 PV:1062
By Yin Shanghong | China Law Update | 15 Tsinghua China L. Rev. (2023)   |   Download Full Article PDF

This essay tries to reconstruct the position of personal credit information in PIPL based on a comparative look and a theoretical reanalysis. Part Ⅱ looks at extraterritorial theory and practice to demonstrate the necessity to balance personal credit information protection and financing facilitation. Part III argues that the definition in Article 28(1) of PIPL is unreasonable and the protection of personal credit information as sensitive personal information is neither socially beneficial nor, in fact, conducive to personal information protection. Part Ⅳ denies personal credit information as sensitive personal information by a stricter interpretation of Article 28(1).